Why I Need A Will

A will is one of the most important documents you can make during your lifetime. When you die, it helps ensure that your assets are distributed as you wish. You can also write down your funeral wishes, or if you have children under 18, you can appoint a legal guardian to care for them.

Although you may not feel that you have enough assets to warrant making a will, you probably have more than you think. Cars, bank accounts, KiwiSaver, death benefit cover from your employer, even insurance policies taken out by your parents, all count as assets. You can pass the value of these on to your loved ones.

After you've provided for your family and friends, you may wish to leave a gift to charity; this is called a legacy and it's an important source of income for many charities.

Life is a series of journeys and it is important that you update your will to reflect your current life circumstances. Marriage, buying a house, children, divorce and the death of a family member are all events which should prompt a review of your will.

What happens if I don't have a will?

In cases of intestacy (when a person dies without a will), the Court will appoint an administrator who will distribute your estate according to the law. This can be a lengthy and difficult process, and there is no guarantee your assets will go to those you intended. This is why it's best to express your wishes in a written will rather than leaving things to chance.

Click here to check out the options available to you to prepare a Will.


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